SR-22 Insurance

It serves as proof that you carry at least the minimum required liability insurance coverage mandated by law.

SR-22 filings are typically required after certain driving violations, such as:

• DUI/DWI convictions
• Driving without insurance
• Reckless driving or multiple traffic offenses
• At-fault accidents while uninsured

Without an SR-22 on file, your driving privileges may be suspended or restricted.

An SR-22 is not an insurance policy. It is a document your insurance company submits to the state to confirm that you are properly insured.

It helps you:

• Meet state legal requirements for reinstating your license
• Demonstrate financial responsibility to the DMV
• Maintain valid proof of insurance as required by law

In most cases, an SR-22 can be filed quickly—often the same day you apply for coverage. Your insurance provider files it directly with the DMV and provides you with confirmation.